Travel insurance is created to protect travellers and it should never be overlooked. However, many people, especially the backpackers, tend to skip this purchase as they are confident that nothing would happen.

But not every day on the road is a pleasant journey. There are countless of incidents that may turn your trip into a disaster, for example loss of luggage, snatch thieves or worse, accidents. If you have already embarked on a ‘wanderlust’ lifestyle, getting yourself covered should be of your top priority.

Ideally, you should first consider the price of coverage offered by the airlines that you are purchasing your flight tickets from. However, for those who have (or are planning to have) multiple trips ahead, regardless of the trip duration, purchasing a separate insurance plan would be more economical.

Here are the best Travel Insurance Plans in Malaysia for you to choose from:

Allianz Travel Care

With prices as low as RM50 for trips to worldwide destinations, Allianz Travel Care covers all the travel inconveniences from minor to major, including medical expenses for personal accidents. The insured nominees can claim up to RM200,000 for accidental death or permanent disability among other criteria.

With Allianz Travel Care, you won’t have to worry about losing money over missed flight, either direct or connecting flight due to delayed transportation. The insurance offers compensation to make sure that you will reach to your destination.

Click here for the full policy.

Etiqa World Traveller Care

Introduced by Maybank, Etiqa Travel Insurance is among the most popular plans for budget travellers whose destinations are outside of Malaysia. Offering the standard claimable amount for accidents, medical expenses and other inconveniences, Etiqa World Traveller Care is great for multiple trips for up to a month.

You can choose from Silver, Gold and Platinum plans depending on your preferences. The reimbursement for medical expenses is up to RM1,000,000; which is among the highest in the market. Click here to learn more about the coverage.

AXA Affin Smart Traveller Plans

For a classic individual package, you only have to pay from RM31 to be insured during your journeys worldwide. One of the special features that you will be entitled to is ultimate medical evacuation and transportation back to Malaysia. 

To enjoy compensation for inconveniences, you can choose the VIP plan which will cover all unfortunate events may happen when you are abroad. Click here to view the full policy.

AIG Domestic & Overseas Travel Insurance

AIG offers a premier insurance package that pay up to RM 10,000,000 for your medical expenses. If you are embarking on an adventurous journey, the AIG Travel Assist Premier plan will give you the best coverage.

With a comprehensive plan offering high reimbursement, AIG will ensure that you won’t have to worry about your finances in case of incidents occurred during your trips. You can purchase insurance for your whole year of travel. Learn more about the benefits here. 

The moment you book your ticket to anywhere in the world, always make sure to have yourself and your travel companions covered with the right insurance plan. Travel insurance is not an investment but an essential risk management tool that you should not overlook. As there are plenty of products in the market with similar benefits, do contact different issuers on top of our suggestions to get the best quotes for your trips.